When a dependent is removed to your benefits coverage as the result of a Qualifying Life Event (QLE), the effective date of coverage may be retroactive. As a result, premium refunds may be owed for a period during which deductions were in an amount greater than your new rate.
For example, if your dependent gained other insurance coverage on May 1 and submitted the removal request on May 30, your dependent's THT coverage may be terminated back to May 1. Because payroll deductions for that dependent's coverage were still taken earlier in the month, you may be refunded for the May coverage after the change is processed.
Any refunds owed will be automatically calculated and added to your paycheck in a single lump sum within 2-3 pay cycles. CCSD employees: please note that premium refunds show on your paycheck as a negative (-) number.
Requesting a Premium Schedule or Breakdown
Teachers Health Trust publishes premium schedules and calculators for active employees, retirees, and COBRA participants. If you need documentation specific your premium expense, request it directly from Teachers Health Trust.
Family Medical Leave Act (FMLA) or Unpaid Leave
If you are on Family Medical Leave Act (FMLA) or other unpaid leave or suspension, you might not receive paychecks. Refer to the FMLA article for more information on your options.