Annual Open Enrollment

Open enrollment is your once-a-year opportunity to make any changes to your health plan selections. This includes changing your medical, supplement, dental, or vision plan, as well as adding or removing any dependents.

Think of your health benefits like an annual subscription. Open Enrollment is the time you can make changes to your plan for any reason (or no reason at all!). Otherwise, mid-year changes are only possible if you experience a Qualifying Life Event.

THT often makes changes to plan benefits and premiums each January, so reviewing any upcoming changes is important to ensure you have the best plan for you and your family.

Open enrollment is typically in October-November each year. Open enrollment for the 2027 plan year will begin October 19 at 12am PT and end November 8 at 11:59pm PT.

The elections you make during annual Open Enrollment become effective January 1, as long as all enrollment requirements are completed on time. If you were hired in mid-September through early-November, your new hire enrollment period may overlap with the annual open enrollment period.

No, participation is not required. If you do not participate in open enrollment, your same plan selections and dependents will carry over into the new plan year. You will not be able to make any plan changes until the next open enrollment period or you experience a Qualifying Life Event.

Upon submitting your selections, you will immediately receive an enrollment summary to the email address on file. Once processed, you will receive a separate confirmation email. Please retain these files for your records and contact us immediately if you have any concerns.

All COBRA participants will receive a mailed notification letter and open enrollment form. Any COBRA member wanting to make changes will make their selections via the mailed enrollment form from WEX Inc. Alternatively, you may print the form below.