Divorce and domestic partnership dissolution are qualifying life events that require the removal of an ineligible spouse or domestic partner from coverage. Additionally, any step-children become ineligible following a divorce or domestic partnership dissolution.
Members must submit a qualifying life event through the THT Member Portal under the Covered Members section and provide a complete divorce decree or domestic partnership dissolution document. The documentation must clearly show the effective date of the divorce or dissolution.
Requests should be submitted within 60 days of the divorce or dissolution date. If the request is submitted more than 60 days after the divorce or dissolution, Teachers Health Trust (THT) will still process the removal; however, coverage will generally terminate at the end of the month in which the required documentation is received rather than being retroactively removed to the date of the divorce or dissolution.
Dual District Divorces
If two married employees divorce, dual district status will be removed. This results in separating the two employees onto individual accounts, reissued ID cards, and possible premium increases.
Steps to Complete
Log in to the THT Member Portal
Navigate to the Covered Members section and select Delete Dependent
Select I had a divorce. or I terminated my domestic partnership.
Enter the date of the divorce or dissolution
Upload the divorce decree of domestic partnership dissolution document
Optional - If you would like to change your medical, dental, or vision plans, you may do so now.
Select which dependents should be removed.
Submit the life event request for review
Processing Timeline
Most life events are processed within 2-3 business days.
Members will receive a determination letter once the request has been processed.
If the request is approved, the dependent(s) will generally be removed in the THT systems within 24–72 hours, and replacement ID cards will be mailed to the member's address on file within 2–4 weeks.
Premiums After a Qualifying Life Event (QLE)
Submitting a QLE might affect your premium and result in overpaid premiums. For information on how any refunds are issued, visit the article on premium refunds.